Complementary health insurance

Doctor icon
The purpose of complementary health insurance

is to take care of some or all of your health expenses not covered by social security. this supplement, in whole or in part, is optional but it is strongly recommended to subscribe to a complementary health insurance, due to the cost of healthcare costs.

SMEREP COMPLEMENTARY INSURANCE COVER

        

+ Included in all insurance schemes :

• the Personal Liability, COMPULSORY in case of internship or job..
• The privilege of accessing the best partners (cultural invitations, reduction on services, etc.).
• Reductions for our Home and World Pass insurance abroad, already at minimum prices.

The 4 ranges of SMEREP complementary health insurance

The Indispensable

€8,25€ per month

A very affordable price for protection against unforeseen health problems

Included in all of our complementary health insurance schemes, the Pack SMEREP includes personal liability (compulsory) and indivisuel accident. It can also be subscribed independently of a complementary health insurance cover.

How do I subscribe to SMEREP complementary health insurance in the course of the year?

. ONLINE REGISTRATION BETWEEN THE START OF THE ACADEMIC YEAR AND 31 DECEMBER OF THE CURRENT ACADEMIC YEAR

All online subscriptions to our complementary health insurance schemes taken out no later than 31 December of the current academic year are valid from 1 October to 30 September of the current academic year (and tacitly renewed thereafter).

. ONLINE REGISTRATION FROM 1 JANUARY OF THE CURRENT ACADEMIC YEAR ONWARDS

You may also register between 1 January and 30 September of the current academic year.
In this case, your complementary health insurance fee and premiums will be calculated on a pro rata basis as follows:

. over 9 months (from 1 January of the current academic year)
over 6 months (from 1 April of the current academic year)
. over 3 months (from 1 July of the current academic year)
NB: You may only subscribe ONLINE for 3 months to our Tailored scheme.
In order to subscribe to the Essential, Mid-Range or Total 3-month schemes, you need to do so:
- either in writing by downloading and filling out the form in the ‘Subscribe in the course of the year’ brochure
- or at a SMEREP reception centre
- or by calling 01 56 54 36 34 

Date your pro rata complementary health insurance takes effect

- If you don’t have other complementary health insurance, your SMEREP complementary health insurance takes effect the day after the date of your subscription (at midnight).
- If you were already registered for complementary health insurance and rescinded it less than a month previously (you need to provide proof that you have rescinded the insurance), your SMEREP complementary health insurance takes effect the day after the date on which you rescinded your previous cover.

You will receive your complementary health insurance card once you have registered.
In all cases, your complementary health insurance will be valid up until 30 September of the current academic year and will be tacitly extended every year.

Consult the details of the tariffs and the cover provided by our complementary health insurance schemes here.